Compare Direct Line Car Insurance Quotes

If you use your garage, you’ll still get a hire car for up to 21 days consecutively. We’ve got a special van insurance quote journey to help you get the best cover for your vehicle. We’ll help if either you or your partner are injured or killed in a car accident. There are restrictions to this benefit, such as age (must be over 25 at policy start / renewal date) and occupation. You’ll get a replacement car at no extra cost for the duration of your car’s repair if it’s being fixed by one of our approved repairers. See what else is included with our three comprehensive cover levels below.We also offer Third Party, Fire and Theft.

• You can drive other cars as long as you have permission from the vehicle owner.
• These extras are optional, so it’s up to you what you include.
• We asked Direct Line customers who have recently made a claim how they felt about their car insurance.
• We’ll cover you for any damage caused to your car by using the wrong fuel.
• We’ve also surveyed 170 Direct Line customers who’ve claimed on its policies.
• Crime rate A spate of crimes resulting in more car insurance claims could result in higher premiums to reflect the risk level of your car’s location.

You can drive other cars as long as you have permission from the vehicle owner. Covers more than the essentials, such as claims made against you and if your car is stolen. Find the right policy for your vehicle using the service provided by MoneySuperMarket Its claims score of 74% means it shared 8th place with Admiral and Lloyds Bank, below the AA and LV with 75%. It also offers discounts to customers who buy car and home insurance. But how many drivers this will be useful to depends in part on how the insurer defines ‘new’.
As they’re online products, you’ll manage everything to do with your policy online. These extras are optional, so it’s up to you what you include. You can also tailor your policy with optional extras to suit how and when you drive. “Easy process to insure my vehicle – great price for a great policy” “Taking out the car insurance was easy to do and price was very competitive.”

What does Direct Line car insurance cover?

Where you live Some areas are riskier than others, and accidents are more likely if you live in an area with relatively high traffic levels. Your job What you do for work can impact the time you travel, and the amount of driving you do. Policy start date An inaccurate or change in start date may affect your premium. Your car details Your car’s registration number (or its make, model and year), as well as its value, purchase date and annual mileage.

Direct Line: how can I claim?

Having more drivers on an insurance policy may push the cost up depending on their driving history, age, points, convictions and claims history. Personal details Your address, driving license info, previous claims and other named drivers on your policy. If you’re in an accident with an uninsured driver that isn’t your fault, we’ll protect your claim-free years and also cover your excess. However, providers can’t be Best Buys if there’s evidence – either from our surveys or from Financial Conduct Authority data – of poor service or a poorer-than-average record of paying claims. It also scored 74% when assessed specifically for its claims service (joint 8th out of 14). Type of vehicle you drive Your car’s value, engine size and desirability could increase the risk of it being stolen or the cost of it being repaired.

What else do Direct Line offer?

We analyse and rate 94 key elements of car insurance policies to come up with the overall policy score. To make the cut, a policy needs to have scored at least three out of five points in two thirds of the areas we’ve rated. We review a lot of policies, and our Best Buy recommendation recognises the individual products that stood out as being the most comprehensive in our analysis. Maybe – we’re fans of the cover offered by its top policies, but we have some concerns about its service.

Does Direct Line offer the best car insurance?

Previous claims or convictions You must tell us about these events, or it could invalidate your policy if you need to make a future claim. How far you drive The more miles you drive, it’s more likely you’ll be involved in an accident. However, the risk of being involved in an accident tends to increase after the age of 70.

• Traffic levels The level of traffic on UK roads will change over time, influenced by things like the cost of petrol.
• Direct Line earned a customer score of 74% which puts it in 9th place in our table of 12 car insurance providers.
• Direct Line has been a trusted name in car insurance since 1985.
• Maybe – we’re fans of the cover offered by its top policies, but we have some concerns about its service.
• Check you’re getting a great deal on car insurance using the service provided by MoneySuperMarket

Discover other insurers

We’ve also surveyed 170 Direct Line customers who’ve claimed on its policies. A good option if you’re looking for affordable comprehensive protection that covers the essentials. Now, Direct Line offers a wide range of cover for car insurance, home insurance, pet insurance and more. Modified parts can be hard or expensive to replace, and cars with mods are more likely to be stolen. We’re not suggesting you downsize your car if it’s not practical, but the size of your car and its engine are things we consider when we calculate your quote. Industry trends This could include higher prices for parts and labour, patterns in car theft and the types of claims being made.
Modified cars might look great and may improve your car’s performance, but they’re usually more expensive to insure. However, you do need to take your insurance certification with you to prove you have vehicle insurance Yes, policyholders can add temporary additional vehicles to their policy for up to a maximum of 90 days in a period of cover. The cover is limited to third party only and should be viewed as emergency cover. However, there are restrictions to this benefit such as age (must be over 25 at policy inception / renewal date) and occupation. Traffic levels The level of traffic on UK roads will change over time, influenced by things like the cost of petrol.

Get a great deal on your car insurance

Driver age and experience On average, experienced drivers are less likely to have an accident than newer drivers. We assess how important different policy elements are to drivers when choosing and using car insurance, and weight different areas of cover accordingly. Direct Line offers a discount if you insure multiple cars with it, but the size of this discount varies. The average customer and claims scores myvip casino were 76% and 75%.